![]() Bowler Appraisals, Inc.Bowler Appraisals, Inc. is MN state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-mortgage, be sure to call Bowler Appraisals, Inc., as we are approved and certified to produce FHA reports. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at Bowler Appraisals, Inc. is well-trained on how to comply with the rules and regulations provided. Be sure to contact Bowler Appraisals, Inc. if you need an appraisal done for an FHA-secured loan. An FHA loan is insured by the Federal Housing Administration, a federal organization that is a part of the U.S. Department of Housing and Urban Development (HUD). The lending organization provides all the money in the loan; the FHA simply secures the transaction by providing mortgage insurance in case the borrower does not pay off his or her loan. Available to all purchasers, FHA loan programs are built to assist credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are incredibly beneficial to those buyers with less available cash. |